ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Living With A Disability Claim – In The Beginning
Here you are. Can’t work anymore, and had to leave your cherished job. You’re worried, disappointed and already missing your co-workers. Upon leaving your job you were handed a stack of application forms to complete in order to file your disability claim. You don’t feel like it. You’re in pain and sick. You really want to...
Conflict Of Interest – Employer And Insurer
Most people either aren’t aware, or don’t realize that for ERISA claimants there is an obvious conflict of interest. You may have read many times on my blog that the two parties to an ERISA Plan are the employer and the insurance company. Employees are referred to as “participants” or “beneficiaries” to the...
Beware: Mental Health Claims
By far, the majority of claims currently brought to my desk involve mental health. I’m not going to speculate why that is, it’s just a fact that more people are filing behavioral or mental and nervous claims. As a result, more and more claims end after 12/24 months. It’s very important that anyone filing for an M&N...
Workplace Elder Discrimination “My Brain Is Not A Squishy Donut!”
I think it’s fair to say that most disabled insureds are over 50, and some are looking to return to the workplace. Returning to work after the age of 50 can be very difficult in some states since the perception of the elderly in our culture has definitely changed from the “voice of experience” to a “crazy old coot with...
Self-Insured Employers Aren’t On Your Side
So many times I hear claimants telling me “how good their employers are” and how helpful they are when applying for disability. I quickly remind them that the two parties to an Employer benefit Plan are the Employer and the insurance company. Many times, it turns out that employers have third-party administrators (insurance companies)...
Any Occupation Investigations And How They Affect Your Claim
As you are probably aware, LTD policies contain a change in definition of disability that requires claimants to be disabled from working in ANY occupation for which they have training, education and experience. While this definition may seem similar as the definition of disability used by the Social Security Administration, it is slightly...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
