iBusiness Funding

Big news from iBusiness! We’ve expanded our LenderAI platform, enabling Lake Michigan Credit Union (LMCU) to launch a new Conventional Unsecured Small Business Loan built for speed, simplicity, and flexibility. This launch also reflects LMCU’s deep commitment to serving its members at every level, especially those with the smallest business loan needs, filling a critical gap in the market where smaller-dollar loans are often overlooked. “We are excited to partner with iBusiness to provide our small business members an easy, fully digital, efficient loan application process through LenderAI,” said Scott Wiggins, VP of Small Business Lending. This collaboration marks a big step forward in closing the small business lending gap. By extending LenderAI’s capabilities, we’re helping institutions like LMCU deliver fast, efficient access to capital, even for the smallest loan needs that are often overlooked. “We appreciate the trust LMCU has shown in our partnership and platform,” said Kos Joshi, Chief Business Officer at iBusiness. “It’s inspiring to see LMCU shaping the future of lending by investing in technology that puts their members first.” This is more than a product launch—it’s a shared commitment to empowering entrepreneurs and modernizing lending at every level. Reach out at go-ibf.com/contactus to learn more about LenderAI. #SmallBusinessLending #iBusiness #LMCU #LenderAI #LendingInnovation

From military service to business ownership.  Read how LG Electrical, a veteran-owned company, used the right financing to support payroll, pursue larger contracts, and stay true to their roots.  Learn more at go-ibf.com/lg-story.

Happy holidays from the iBusiness Funding team! As we wrap up another incredible year, we want to extend our heartfelt gratitude to the banks and lenders we proudly support and the small business owners whose hard work and vision inspire everything we do. Thank you for your collaboration and the meaningful work you do every day. Whether you're helping open new doors or navigate new opportunities, your commitment fuels local economies and changes lives. It’s a privilege to be part of your lending experiences and the growth that uplifts your communities. Wishing you a bright holiday season and an exciting year ahead! 🥂🎉 #iBusinessFunding #HappyHolidays #SmallBusinessLending #LenderCommunity #BusinessGrowth #SupportSmallBusiness

Last call to register! We’re going live today at 12:30 PM ET. Join us for a Lunch & Learn designed to give guidance on preparing more lender-ready term loan files in 2026. What we’ll cover: ▪️ Documentation essentials for term loans (Prime + Expansion)
 ▪️ File-structuring techniques that reduce review delays
 ▪️ Approaches for handling more complex borrower scenarios
 ▪️ Ways to strengthen submissions for 2026 and beyond ⚠️ Session recording will not be available after the event, so be sure to join us live. 👉 Register now while there’s still time: https://lnkd.in/eMcemAyH

FY2025 SBA data is in. What are we seeing in the lending landscape? Top trends include: ▪ Rural borrowers outpacing urban in both count and dollars  ▪ Fewer approvals, with larger loan sizes  ▪ Minority-owned businesses seeing loan approvals roughly double since 2021 In our latest blog post, we analyze FY2025’s lending data and provide a year-over-year look at FY2021-FY2025. We break down: ▪ What rising application volumes signal about small business demand heading into 2026  ▪ Which business ages, locations, and industries are driving growth  ▪ How June’s SOP changes reshaped approvals in Q3 and Q4 The takeaway? SBA lending is evolving but not slowing down. Lenders who spot trends and respond strategically now will be best positioned to serve more small business owners in the year ahead. 📈 Dive into the full blog to see the trends and takeaways shaping the next chapter of SBA lending at go-ibf.com/FY2025trends.   #iBusinessFunding #LenderCommunity #SBALending #SmallBusinessLending #SBAIndustry #SBALoans #SBAData #LendingData 

Calling all professionals who help connect businesses with funding: this session is for you! Join us for a Lunch & Learn on December 22 designed to give guidance on preparing more lender-ready term loan files in 2026. Highlights include:
 ▪️ Documentation essentials for term loans (Prime + Expansion)
 ▪️ File-structuring techniques that reduce review delays
 ▪️ Approaches for handling more complex borrower scenarios
 ▪️ Ways to strengthen submissions for 2026 and beyond Register here → https://lnkd.in/eMcemAyH As an added bonus, all attendees will receive an exclusive discount code for the 2026 NACLB Conference, the premier commercial loan broker event of the year. As a member of the NACLB Advisory Council, we are pleased to offer this special benefit through our relationship with the organization.

Another USDA loan facilitated by our team to strengthen rural communities!    We’re excited to share that our team just helped facilitate a $12M USDA Business & Industry loan* with an 80% guarantee for a utility construction provider.    This company provides a variety of underground utility services for electric, gas, water, and geothermal loops throughout the state of Indiana. The team fulfills rural fiber optic and other turnkey utility construction projects for third parties that keep Indiana communities functioning.     In addition to helping retain over 80 local jobs, this loan supports the company in refinancing debt, restructuring its balance sheet, and utilizing working capital with extended payment terms to take on more projects that serve its commercial and residential clients.    Interested in strengthening your USDA lending business to help support more small business owners like this one? Reach out at go-ibf.com/contactus.     *USDA loans are originated through iBusiness Funding’s network of USDA-approved lenders. #iBusinessFunding #USDA #USDALending #USDALoans #SmallBusinessLending 

With Small Business Saturday around the corner, we recognize the entrepreneurs and dreamers that power the small business community every day. Our team at iBusiness Funding is lucky to work with many small business owners, and we know that running a business takes vision, courage, and resilience. Whether you’re opening your doors for the first time or expanding after years of building your dream, your determination inspires us. Here’s to every small business that thinks big! If you’re a small business seeking funding, we recommend visiting sba.gov to learn about the many ways the Small Business Administration can provide assistance. Other resources small business owners may find helpful include: 📌Small Business Development Centers: Your local SBDC provides low-cost training, advising, and tools to help you get up and running. Visit go-ibf.com/SBDC. 📌SCORE: This non-profit organization of volunteers provides free mentoring and education to small business owners. Visit go-ibf.com/score. 📌Veterans Business Outreach Centers: VBOCs offer resources and training to veteran- and military spouse-owned businesses. Visit go-ibf.com/VBOC. 📌Women’s Business Centers: WBCs helps women-owned businesses find resources, funding, and advisory support. Visit go-ibf.com/AWBC. 📌Minority Business Development Agency: Minority business owners can get expert guidance and help securing funding at a local MBDA business center. Visit go-ibf.com/MBDA. #SmallBusinessSaturday #Entrepeneurship #SmallBusinessOwners #SupportLocal #BusinessLoan

We’re hiring! iBusiness Funding is looking for an office manager and accounting manager to join our team.  Here’s more about each role: Office Manager: This role will manage equipment purchases and office supplies, track spending, maintain inventory, and support internal teams with a variety of administrative tasks. We’re looking for someone energetic with excellent written and verbal skills, strong problem-solving abilities, and multi-tasking efficiency. Must be able to work in our Fort Lauderdale office five days a week.  Accounting Manager: In this role, you’ll lead and mentor a small accounting team, oversee the month-end accounting process, and drive process improvements. You’ll also work closely with senior leadership, gaining visibility and experience that will accelerate your career growth.  iBusiness Funding is a collaborative, high-production team. If you’re ready to make an impact, lead with purpose, and help shape the future of a trailblazing company, we’d love to hear from you! Learn more about these roles and apply at go-ibf.com/careers. #Hiring #iBusinessFunding #JoinOurTeam #OfficeManagerJobs #AccountingJobs 

We’re thrilled to announce that we received a Highly Commended honor in the Best Employer category at this year's US FinTech Awards! This recognition celebrates organizations that cultivate workplaces where people can truly thrive by supporting professional growth, prioritizing wellbeing, and fostering a culture grounded in inclusion and collaboration. At iBusiness Funding, we’re proud to create an environment where our team can do its best work. This award is a reflection of our incredible employees, whose talent, dedication, and values drive our mission forward every day.  Thank you to the US FinTech Awards for this honor, and congratulations to all of this year’s winners! Want to join our award-winning team? View our open roles and apply at go-ibf.com/careers. #iBusinessFunding #USFinTechAwards #BestEmployer #LendingTech #Fintech